For each Installment Plan you set up, a set up fee of 4% of your total purchase amount (after applying taxes, discounts, Walmart Reward Dollar redemptions, and shipping/delivery fees) will be charged to your Walmart Rewards Mastercard account on the posting date of the purchase. The set up fee is not refundable (including if an Installment Plan purchase is returned), unless you cancel the Installment Plan within 30 days of plan set up. From time to time, we may run promotional set up fee offers. Terms for these offers will be disclosed prior to your agreement to set up an Installment Plan.

When your Installment Plan is set up, the available credit limit on your Walmart Rewards Mastercard is reduced by the full amount of your Installment Plan purchase. At all times, your available credit limit will be reduced by the total outstanding balance of your Installment Plan(s).

Every basket of Walmart products on a single receipt worth $199.99 or more (before taxes, discounts, Walmart Reward Dollar redemptions, and shipping/delivery fees) may be eligible for the Walmart Rewards Mastercard Installment Plan.

Yes! As long as you meet all of the eligibility criteria (see terms & conditions), you can have more than one Installment Plan at one time.

When we charge the monthly installments to your account under an Installment Plan, they are treated just like any other purchase transaction you make on your card. Interest applies to all purchases, which includes monthly installments, from the day they are charged to your account in accordance with your Cardholder Agreement. You can avoid being charged interest on purchases by paying the total balance on your statement in full by the payment due date.

Your total outstanding Installment Plan purchase amount is shown in the “Promotional Payment Plan” section of your statement, and the monthly installment charges will appear in the “Details of Your Transaction” section.

Credit from a purchase return will be applied to your credit card balance so there is no impact to your Installment Plans. If you would like to cancel your Installment Plan after a purchase return, please call the number on the back of your card. The set up fee is not refundable (including if all or a portion of an Installment Plan purchase is returned), unless you cancel the Installment Plan within 30 days of plan set up.

Yes, you can cancel an Installment Plan at any time by calling the number on the back of your card. When you cancel an Installment Plan, any uncharged amount remaining on your Installment Plan will be billed to your account and appear on your next statement. The set up fee is not refundable if an Installment Plan is cancelled or paid in full, unless you contact us to cancel the Installment Plan within 30 days of plan set up.

Once set up, you cannot change the terms applicable to the Installment Plan. If you no longer wish to continue with the Installment Plan, you can cancel by calling the number on the back of your card. Any uncharged amount remaining on your Installment Plan will be billed to your account and appear on your next statement. The set up fee is not refundable if an Installment Plan is cancelled or paid in full, unless you contact us to cancel the Installment Plan within 30 days of plan set up.